OT: General OT Thread #41: Do We Have To Go With Skoula?

[Engebretson]

Yeah, looked at the forecast for Hockey Day Minnesota and the outdoor games they'll be playing. Looks like 40 and rain for Saturday, not good for outdoor hockey!

My nephew is having his birthday party on Saturday and the kids were supposed to be sledding all day. Might have better luck breaking out the Slip-N-Slide instead.

 

[Avder]

hockey day in Minnesota may suck, but with this nice warm spell the roads and parking lots should get pretty much cleared up. I'll take it.

 

[SupremeNachos]

I hope it doesn't rain to hard because I'm going fishing this weekend.

 

[gphr513]

Is it true that just checking your credit score can actually lower it? What is the logic behind that? I would think that someone checking their credit score would be more likely to be a more financially responsible person.

 

[Minnesota]

hockey day in Minnesota may suck, but with this nice warm spell the roads and parking lots should get pretty much cleared up. I'll take it.

Avder appeared!

This means we'll see an early Spring, right?

 

[Dee Oh Cee]

Is it true that just checking your credit score can actually lower it? What is the logic behind that? I would think that someone checking their credit score would be more likely to be a more financially responsible person.

Not extremely knowledgeable about how it works but I don't think checking it should lower it...but it is adversely affected by multiple inquiries by creditors (especially in a short amount of time). But I didn't think a credit 'check' constitutes an inquiry, but I could be wrong. Maybe some credit score websites actually inquire into your credit, which could then have an adverse effect.

 

[gphr513]

Not extremely knowledgeable about how it works but I don't think checking it should lower it...but it is adversely affected by multiple inquiries by creditors (especially in a short amount of time). But I didn't think a credit 'check' constitutes an inquiry, but I could be wrong. Maybe some credit score websites actually inquire into your credit, which could then have an adverse effect.

I was wondering because on Wells Fargo's new website layout, they have a section that shows you your credit score. In the FAQs one of the questions was "Will checking my FICO Credit Score through Wells Fargo lower it?" (or something along those lines)

Thought it was weird, implying that checking your credit score elsewhere might lower it. But maybe it's referring to what you're talking about, where other people (creditors) are checking your credit score.

 

[Jesus comma Brodin]

I was wondering because on Wells Fargo's new website layout, they have a section that shows you your credit score. In the FAQs one of the questions was "Will checking my FICO Credit Score through Wells Fargo lower it?" (or something along those lines)

Thought it was weird, implying that checking your credit score elsewhere might lower it. But maybe it's referring to what you're talking about, where other people (creditors) are checking your credit score.

Checking your FICO for your own curiosities will not effect it. But the below will:

If you are trying to open a new Credit Card and if you approve of a credit inquiry by a vendor or CC company, you run the risk of it going down due to the more inquiries there are, the more one is trying to get more and more credit.

Also, if you try and set-up an increased limit on already established accounts, some companies will run a full inquiry.

 

[Wabit]

Ugg, I've gone soft. I forgot how rough this 4am get up and get ready to leave, for a game routine is. We pulled the kid from hockey around Thanksgiving because of her grades, and she just earned it back.

I will say that the organization we take her to is great. Supported the move to pull her out, and welcomed her back with open arms a month and a half before the season ends. They won't even take money in club dues. The coach is really hands off: basic positioning, no systems, just lets the girls play and figure a lot of things out for themselves. We were just going to let her do practices (drills mostly) for the rest of the year, but he pushed to get her into games too. My kid isn't a good player.

 

[Avder]

Avder appeared!

This means we'll see an early Spring, right?

No, only that there is a minuscule chance of a rant in the near future.

Is it true that just checking your credit score can actually lower it? What is the logic behind that? I would think that someone checking their credit score would be more likely to be a more financially responsible person.

Just one the credit industries more annoying little **** you's.

 

[DANOZ28]

beer alert fyi there is a recall on sierra nevada bottles with an M code . possible chipping in glass bottles be careful. cheers.https://www.yahoo.com/celebrity/sierra-nevada-recalls-beer-sold-154305449.html

 

[00xtremeninja]

beer alert fyi there is a recall on sierra nevada bottles with an M code . possible chipping in glass bottles be careful. cheers.https://www.yahoo.com/celebrity/sierra-nevada-recalls-beer-sold-154305449.html

 

[gphr513]

beer alert fyi there is a recall on sierra nevada bottles with an M code . possible chipping in glass bottles be careful. cheers.https://www.yahoo.com/celebrity/sierra-nevada-recalls-beer-sold-154305449.html

I have some Sierra Nevada in the fridge at home. Thanks for sharing!

 

[Minnesota]

This makes me wonder how much Zucker chirps every game. (Zucker vs. Coyle curling)

 

[tomgilbertfan]

this makes me wonder how much zucker chirps every game. (zucker vs. Coyle curling)

 

[Engebretson]

GopherState popping up in print media!



Congrats to Nate!

 

[tomgilbertfan]

Sing Street is on Netflix, if you haven't seen it you should watch it. Just watched it for the 3rd time, wonderful movie, shame it didn't get any best song nods for the Oscars.

 

[Minnesota]

Bless his heart.

 

[Fremitus Borealis]

Why oh why can't he be our backup goalie?

Oh right, the ability level

But still!!!

 

[Minnesota]

Sing Street is on Netflix, if you haven't seen it you should watch it. Just watched it for the 3rd time, wonderful movie, shame it didn't get any best song nods for the Oscars.

Watched this the other night because of your recommendation. Pretty cool, but I feel like most of the 80's nostalgia was lost on me.

 

[Wabit]

I never realized how tedious stringing a goalie net is. The frame took 5 mins to put together, tying on the net on took 45 mins.

 

[Jesus comma Brodin]

I never realized how tedious stringing a goalie net is. The frame took 5 mins to put together, tying on the net on took 45 mins.

Always the case.

I coach HS Lacrosse and we dedicate a day for "volunteers" to come out on the Sunday before the season and all string nets. **** takes forever.

 

[IHaveNoCreativity]

I never thought that getting a medical exemption in university could be so difficult.

 

[SupremeNachos]

I never thought that getting a medical exemption in university could be so difficult.

All they see is a boat load of money flying away .

 

[Wabit]

I feel asleep watching something on a military channel. Woke up to a program on bunkers. Now I want to buy a bunker.

was the wife's reaction when I mentioned it...