I never found Creep to be a bad song at all...that said I usually don't feel like listening to it anymore. I do, however, consider The Bends to be one of the best albums ever, whereas OK Computer wouldn't crack my top 50. Not even sure I had it in my top 100, I'd have to revisit that list soon (I have to check if Purple Rain was in it anyway - after Prince's death I had a chance to listen to the whole album again and forgot how great it was end-to-end).
I happen to like quite a few "contemporary" bands, but you'd disagree with them all as it's pretty clear at this point we have very divergent interpretations in listening to music.
My personal opinion is that Strangeland by Keane is the best album released in the last 10 years. Was able to listen to it over and over again for months - I think it was about 8 months before I gave it a rest - and never have a problem going back to it. Since 2001 the best albums I've heard have been (and you can Google if you care to for the bands) Yoshimi Battles the Pink Robots, Hot Fuss, The Boy With No Name, Virginia Creeper, Fresh Wine For the Horses, Hopes and Fears, Strangeland, Franz Ferdinand, Absolution, Black Holes and Revelations, and Little Moon. Virginia Creeper/Little Moon artist Grant-Lee Phillips also just released The Narrows which is pretty good.
Mostly the albums above are the best from artists whose work has proven to be an oasis in a general musical wasteland that has persisted for nearly 20 years now. Ever since R.E.M.'s New Adventures in Hi-Fi destroyed the music industry
I'll give OK Go some credit too for excellent singles (I actually haven't had a chance to listen to any of their complete albums) and fun to watch performance art videos.