Nope, theoretically they SHOULD be his prime years. Doesn't mean they 100% will be.
If Ryan performs brilliantly then we can re-sign him with confidence knowing the player we have, even if it's through the nose cause we're still getting back a product we know will be worth it.
If we sign him long-term now then his hernia acts up or he doesn't perform the 7-8 million, we can re-sign him at cheaper rate or pursue other options(internally preferably) or whatever.
If Ryan plays brilliantly next 3-4 years and we can't afford to sign him then we still got 3-4 outstanding years and we should have a cup already under our belt. It also be very hard for him to not want to re-sign with us especially cause you know he loved his role here and probably got really attached to the city etc...
We pay Ryan 7X7 now, which equals 49 MM.
We pay Ryan 3X8 now, which equals 24 MM and his contract is up. He performs reasonably well, the cap goes up, and he asks for a 5X8 or 9 deal adding up to 40-45 MM.
My total for the next 7 years= 49 MM.
Your total for the next 8 years= 64-69MM.
If you doubt the numbers will inflate that much for doing two contracts instead of one, and doing it over 3 years instead of right now, compare EK's contract with PK Subban and come back to me.
I'm not sure if 15-20 MM in extra cash is worth the "risk insurance" type of approach you are suggesting, simply because he has been an amazingly consistent performer for his entire career.