I guess I just don't get it from Husso's perspective. Why not wait 5 days and see what you can get from the rest of the league? Is Detroit really gonna pull the offer away? If they are offering 4.75 today, why wouldn't they also be offering it 5 days later?
Are they like, okay, we acquired your rights and are willing to pay you 4.75, but this offer only lasts 5 days then you can pound sand.
The goalie market is a game of musical chairs. There are X goalies with starter potential on the market and Y teams who need a guy with starter potential. Once a team signs a goalie, they are then out of the market. It isn't like other positions where teams are happy to pay good players even if they already have a good player at that position.
Going to the open market as a potential starter carries some risk that there are no more chairs when the music stops and then you go from asking for starter money to asking for tandem or high end backup money. If a team is offering legit starter money before the game even starts, you take it. If Husso rejects their offer to test UFA and then Detroit signs Campbell, their offer is off the table. There is a very real chance that their offer evaporates because they aren't just going to wait around and do nothing to solve their goalie issue.
Husso might have been able to get a better offer after the start of free agency. But I doubt it would have been much better. Anything with a 4 year term at a comparable AAV would have him competing with Kuemper and Campbell, who have longer track records. If the Wild trade Talbot, that might take another team out of the marketplace. Realistically, he probably wasn't going to beat this offer by a wide margin and there was tangible risk that the market would evaporate around him if he waited.
He's made about $2M in his career and almost all of his earnings came in the 2 years where escrow was the highest it has ever been. $14.25M sets him up financially for the rest of his life no matter what happens the rest of his career. Even if he implodes this year and gets bought out, he is going to make $10M+ as a result of signing this contract. This contract was just about his best-case scenario in the UFA market and eliminated all future risk
today.