OT: Cars

[NickyFotiu]

I can afford it with some sacrifice but it’s such a stupid car for someone who bought a good commuter car three years ago. I’m just trying to fill a hole in my life. On the other hand even a bad decision would at least give my mind something to think about. But I’ve already kind of derailed the thread enough, although I did learn some things and appreciate all the advice.

The thread is not busy so don't worry about it. What kind of car did you buy 3 years ago? The value of it may be good still.

 

[aufheben]

The thread is not busy so don't worry about it. What kind of car did you buy 3 years ago? The value of it may be good still.

2021 VW Jetta R-line

 

[NickyFotiu]

2021 VW Jetta R-line

How much of an extra burden would the WRX be? I don't follow Suburus but I know a girl with a WRX that loves it.

 

[aufheben]

How much of an extra burden would the WRX be? I don't follow Suburus but I know a girl with a WRX that loves it.

After the trade-in equity, fees, taxes, it would be the same monthly payment I was making on my Jetta, for 60 months. Just for reference I added on a bunch of stuff like an idiot to the Jetta so I paid well above the sticker price. The extra burden would be the insurance and gas cost doubling what I’m paying now.

 

[NickyFotiu]

After the trade-in equity, fees, taxes, it would be the same monthly payment I was making on my Jetta, for 60 months. Just for reference I added on a bunch of stuff like an idiot to the Jetta so I paid well above the sticker price. The extra burden would be the insurance and gas cost doubling what I’m paying now.

What would be the increases in gas and insurance? Do you have a good amount of savingsvin case of emergency?

 

[aufheben]

What would be the increases in gas and insurance? Do you have a good amount of savingsvin case of emergency?

Gas would go from $144/mo to $248/mo. Insurance would go from $137/mo to $220/mo. The gas I calculated so it could be more. The insurance I got a quote for. I have an emergency fund. But honestly I think having to do all these mathematical gymnastics just shows I can’t safely afford it.

This is for the Limited trim. There are 5 trims: Base/Premium/Limited/TR/GR.

 

[NickyFotiu]

Gas would go from $144/mo to $248/mo. Insurance would go from $137/mo to $220/mo. The gas I calculated so it could be more. The insurance I got a quote for. I have an emergency fund. But honestly I think having to do all these mathematical gymnastics just shows I can’t safely afford it.

$3000 a year for insurance? That is almost 10% of the car. I would not do that personally.

 

[aufheben]

$3000 a year for insurance? That is almost 10% of the car. I would not do that personally.

Yeah I mean it’s a relatively affordable car with 271-hp. A lot of people drive them like assholes.

 

[Say Hey Kid]

I have a car like that. It’s the third car I’ve owned and all three have been the same model. The only reason I’m even thinking about a new one is because my life is zero fun. I don’t have a family, don’t have a house, don’t have a goal. I’m just a guy with a job I don’t hate, a couple pet lizards, and a 40-mile commute. If I didn’t drive a lot I wouldn’t care but I drive over 20k miles a year. It was nice to have something to think about for a week though.

"Lexus and Toyota took the top spots for brand reliability this year, followed by Mini, Acura, Honda". Here are the most reliable car brands of 2023, according to Consumer Reports

I can't argue against that. I'm just saying there are more dependable car companies. Don't buy a Subaru or VW, buy one of them.

 

[Profet]

Yeah I mean it’s a relatively affordable car with 271-hp. A lot of people drive them like assholes.

There is something to be said for not "keeping up with the Joneses."

As you get older you'll realize that most Americans live far beyond their means. And that's perfectly fine and within their rights. But that doesn't mean that you have to as well.

 

[aufheben]

There is something to be said for not "keeping up with the Joneses."

As you get older you'll realize that most Americans live far beyond their means. And that's perfectly fine and within their rights. But that doesn't mean that you have to as well.

Oh I can tell just by the cars I see on my commute. Everyone has a European SUV nowadays.

The dealership just dropped $3k off the price of the 2019 VW Golf R I called about last week. It has 12,000 miles on it but there’s some accident history in the CarFax. That’d be the dream. Get to stay with VW, insurance would stay the same, gas would be more manageable. Sigh.

 

[Profet]

Oh I can tell just by the cars I see on my commute. Everyone has a European SUV nowadays.

The dealership just dropped $3k off the price of the 2019 VW Golf R I called about last week. It has 12,000 miles on it but there’s some accident history in the CarFax. That’d be the dream. Get to stay with VW, insurance would stay the same, gas would be more manageable. Sigh.

Is it a VW Certified Pre-Owned?

Or just a dealership used car?

 

[aufheben]

Is it a VW Certified Pre-Owned?

Or just a dealership used car?

No, it’s at a Honda dealership. Used. Here’s the CarFax: Fahrzeughistorien für Autos aus EU & USA

I’ve never personally bought a used car before, and those damn wheels are going to be a nightmare. My friend had an R32 and that thing was madness. He very nearly killed himself in it.

 

[Profet]

No, it’s at a Honda dealership. Used. Here’s the CarFax: Fahrzeughistorien für Autos aus EU & USA

I’ve never personally bought a used car before, and those damn wheels are going to be a nightmare. My friend had an R32 and that thing was madness. He very nearly killed himself in it.

"Airbag deployed" "Disabling damage"

No no no. Do not buy.

I wouldn't go that route.

 

[aufheben]

"Airbag deployed" "Disabling damage"

No no no. Do not buy.

I wouldn't go that route.

I’d be too nervous to buy any used car. I simply don’t know what to look for. Certified pre-owned would be different. I don’t know, I want a fast car with AWD, that really limits the options. I guess I’ll just have to live with it and get some audiobooks.

 

[aufheben]

Honestly with no kids or a house I should have looked at something like a Toyota GR86.

 

[NickyFotiu]

Yeah I mean it’s a relatively affordable car with 271-hp. A lot of people drive them like assholes.

Who do you use for car insurance? I have 2 cars fully insured with $1000 deductibles but they are 17 and 25 years old.

 

[Profet]

I’d be too nervous to buy any used car. I simply don’t know what to look for. Certified pre-owned would be different. I don’t know, I want a fast car with AWD, that really limits the options. I guess I’ll just have to live with it and get some audiobooks.

2022 Subaru WRX Standard For Sale in Roslyn, NY - JF1VBAA62N9011972 - TrueCar

This 2022 Subaru WRX Standard is for Sale in Roslyn, NY. Price: $25,999 - Mileage: 17,215 - Color: Wr Blue Pearl- Transmission: Manual - VIN: JF1VBAA62N9011972

www.truecar.com

I just don't like the plastic interior.

 

[Salsa Shark]

I checked one out around 1999. Was a nice car but for me Honda does not have the same prestige for right or wrong.

super overrated. No one bought the, when they were new. Now Honda fanboys have lost the plot about their value/greatness etc

 

[aufheben]

Who do you use for car insurance? I have 2 cars fully insured with $1000 deductibles but they are 17 and 25 years old.

Progressive.

 

[aufheben]

2022 Subaru WRX Standard For Sale in Roslyn, NY - JF1VBAA62N9011972 - TrueCar

This 2022 Subaru WRX Standard is for Sale in Roslyn, NY. Price: $25,999 - Mileage: 17,215 - Color: Wr Blue Pearl- Transmission: Manual - VIN: JF1VBAA62N9011972

www.truecar.com

I just don't like the plastic interior.

The portrait touchscreen infotainment system is absolutely atrocious, but what can you do. I found a 2019 model nearby by but the dealership is really small and seems kind of shady.

 

[NickyFotiu]

Progressive.

I'm sure all situations are different but they were way high in their quote to me. Geico and USAA were both much lower.

 

[Hunter Gathers]

I'm sure all situations are different but they were way high in their quote to me. Geico and USAA were both much lower.

Same. State Farm blew all of them out of the water for me.

 

[Hunter Gathers]

M

No, it’s at a Honda dealership. Used. Here’s the CarFax: Fahrzeughistorien für Autos aus EU & USA

I’ve never personally bought a used car before, and those damn wheels are going to be a nightmare. My friend had an R32 and that thing was madness. He very nearly killed himself in it.

My brother in Christ, no. Airbags = no.

Do yourself a favor and look into the Genesis G70. The 3.3T variant with AWD is incredibly fun. Throw a piggyback tune on it and its a God damn blast.

Used 2022 Genesis G70 For Sale at Porsche Conshohocken | VIN: KMTG54TE1NU083373

Used 2022 Genesis G70 from Porsche Conshohocken in Conshohocken, PA, 19428. Call (610) 279-4100 for more information.

www.porscheconshohocken.com

Plus, far more luxurious than a VW AND you get far better reliability.

 

[NickyFotiu]

No, it’s at a Honda dealership. Used. Here’s the CarFax: Fahrzeughistorien für Autos aus EU & USA

I’ve never personally bought a used car before, and those damn wheels are going to be a nightmare. My friend had an R32 and that thing was madness. He very nearly killed himself in it.

I mostly buy used cars. I'm a car guy. I do 90% of work myself so I'm probably a bit more confident than some when buying used. Looking at that car fax the person got hit on 3 out of 4 corners of the car. That is a bit unlucky.