Here it is, straight from my STH guy:
It seems to me the only big advantage to taking "Option 1" is the price freeze. Well, and not having to bother to remember to renew in the spring, if you're prone to being forgetful. They also claim the 2021 playoffs will also have a freeze, but that's dependent on both their being playoffs with fans in May 2021 (doubtful for 100% capacity), and on the Bruins making the playoffs and making a deep enough run for that to be a legit incentive. And, also, on the NHL having playoff games outside of a bubble. Plus, keep in mind - we already know our first two rounds will be against two of seven opponents. No Leafs, no Habs - in the beforetimes, those playoff games were HUGE benefits for STHs. Rangers might be a good opponent in terms of saving STHs money (assuming they could make the playoffs this year), but that might be a little doubtful now, because folks from NYC aren't going to be traveling as much.
I sort of discount the 5% APR benefit. It exists, but...again, I'm no financial wizard, but I'd feel like my money is both safer and more profitable if it's in an rather dull index fund / index ETF. I can get to it when I want it, I know it'll be there without having to beg for it, and I think the rate of return will be just as good, if not better.
The thing that makes me suspicious about the "price freeze" is that it probably will last only one year. Your price stays the same for 2021-22, and then when you come to renew in 2022-2023, BAM, you get a double price hike so it matches your neighbors. So, if the prices are slated to go up $5-$10 per seat per game per year (sic), that's really only one year of savings, and next year it goes up $10-$20 per seat per game. For two seats, you wind up saving about $400-$800 if my estimates are accurate, but you lose any flexibility of choosing whether you want to be a STH in 2021-22.