I have a few questions related to Toews' decision to remain in the NCAA this season, rather than playing AHL hockey under contract with the Blackhawks organization. From what I understand, Toews turned down a 900K+ contract to return to college hockey. However, I have a couple questions, related to insurance compensation for injury, and the salary cap and entry-level contracts: I understand it may be better for his development (though I'm sure the AHL wouldn't really hurt his development either), but what if this kid suffers a career-ending injury this season? Is there any impact on his level of compensation for this player if he's not under contract? I understand the new CBA has restrictions on entry-level contracts, restricting players' (such as Ovechkin, Crosby, Phaneuf, Malkin, etc) ability to earn their true market value until after a few years in the league. If a player like Toews elects to wait a year before signing a contract, does that further prolong his opportunity to earn a higher salary in the NHL? If the answer to #1 is 'yes', and the answer to #2 is 'yes', why would a prospect decide not to sign?