You sound like a guy who is really impressed when a car dealer offers to give him $10,000 off the price of a new car... that is priced $20,000 over market value and has a 40% depreciation rate per year. You look at that big front end discount and completey ignore the long term ramifications of the deal and where you'll be by the end of your loan.
The NHLPA put out a great PR product, but as an offer it does not address the needs of the league. At no time did the NHL ask the players to return any of their past earnings. This is 100% smoke screen and shows it works when people like yourself swallow the hook. You are aware that this "give back" is for players only presently under contract? You are aware that there are 30ish percent of the PA that is not under contract, many of them big ticket players, and they are not included in the "give back". All of these guys get to negotiate new contracts and get to do so free of any sort of control mechanism to keep salaries under control. They still have the ability to hold the gun to the head of their teams and hold the fans hostage. The long term needs of the game have not been met and leave the game subject to risk. The deal is great in the short term, but is worse in the long term. From what I have seen, the game will be in worse shape in two years than they are now.