You guys keep claiming that I essentially "don't know what I'm talking about". You also keep claiming that I am saying the "models" DONT account for something YOU say they DO account for. This is a HUGE part of your assertion that I don't know what I'm talking about. What are the variables that the "models" DO account for that I say they do not? And I guess to follow it up (if you do answer) do you believe the variables are accounted for in a realistic manner? I'll wait.