For those of you who spent a lot more time digesting the CBA than me, can you tell me if this is allowed under its terms? Team signs 35 year old player to a five year contract. Contract is heavily front-loaded ($6 million, $5 million, $5 million, $2 million, $2 million). Cap hit is $4 million a year. Said player reaches the fourth year of his deal and decides he wants to retire. If he just retired, the last two years of what would have been his contract count $4 million against the cap. What if the team bought out his contract at that point? They would owe 2/3 of the remaining contract, so a little over $3 million, over twice the remaining term, so four years. That's under $1 million a year. The buyout would go against the cap, but it would be at significantly less cost than if he just retired. The player would then go ahead and retire as an unsigned player. Is this allowed?