I'm bored, so here is my experience. Not pushing ANY vehicle or Service contract-
Bought used 2012 Toyota Highlander with 10200 miles on it in 12/2012. Also bought a Service Contract through Toyota in May 2013, for $889.00. This was the Platinum level, 7yr / 100000 mile, NO Deductible. Here on the numbers- ALL covered under Factory or Service Contract:
3/2015 30500 miles- Repair w/ noise kit, noise from radio tuning knob, $347
7/2016 48100 mi, Replace HVAC Door Actuator & Expansion Valve, $660
7/2016 48100 mi, Replace LF Wheel Bearing Assy, $254
7/2017 60600 mi, Replace Motor Mount Bracket, $451
7/2018 75700 mi, Replace Transmission Side Cover, $1388
Wife's car, not driven hard as you can tell by the mileage- about 10000 miles p/year.
Just opinion and observation. Would I buy another Toyota? Yes, ALL vehicles have problems. Would I buy another Service Contract? Yes, definetly!